{"id":84761,"date":"2025-12-13T18:21:58","date_gmt":"2025-12-13T18:21:58","guid":{"rendered":"https:\/\/carlots.ng\/motoring\/?p=84761"},"modified":"2025-12-13T18:22:00","modified_gmt":"2025-12-13T18:22:00","slug":"habbyfx-car-collection","status":"publish","type":"post","link":"https:\/\/carlots.ng\/motoring\/habbyfx-car-collection\/","title":{"rendered":"HabbyFX Car Collection: A Deep Dive into the Garage of Nigeria\u2019s &#8220;Billionaire&#8221; Forex Trader"},"content":{"rendered":"\n<p>If you follow the Nigerian forex space, you\u2019ve definitely heard the name <strong><a href=\"https:\/\/carlots.ng\/motoring\/road-to-2024-25-here-are-the-7-coolest-cars-arriving-in-nigeria-among-them-are-luxury-suvs-and-electric-vehicles\/\">HabbyFX<\/a><\/strong>.<\/p>\n\n\n\n<p>You might know him as the calm, collected mentor teaching thousands of youths how to trade, or maybe you\u2019ve seen him on Instagram, living the kind of life that makes you scream, <em>&#8220;God when?&#8221;<\/em><\/p>\n\n\n\n<p>Beyond trading charts and social media clips, there is a growing public fascination with the cars he drives, the lifestyle he lives, and what those choices represent in today\u2019s Nigeria.<\/p>\n\n\n\n<p>For many young Nigerians, the phrase HabbyFX car has become shorthand for success achieved through discipline, branding, and smart positioning in the forex world. His garage is not just about horsepower and luxury badges. It is a statement. It reflects ambition, taste, and the realities of owning premium cars in Nigeria.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2>Table of contents<\/h2><ul><li><a href=\"#h-who-is-habbyfx\" data-level=\"2\">Who is HabbyFX?<\/a><\/li><li><a href=\"#h-the-executive-suite-rolls-royce-cullinan\" data-level=\"2\">The Executive Suite: Rolls Royce Cullinan<\/a><\/li><li><a href=\"#h-the-real-cost-of-owning-these-cars-in-nigeria-it-s-not-just-god-when\" data-level=\"2\">The Real Cost of Owning These Cars in Nigeria: It\u2019s Not Just &#8220;God When&#8221;<\/a><\/li><\/ul><\/div>\n\n\n\n<p>This report takes a grounded look at HabbyFX\u2019s known and rumoured car collection, estimated prices in the Nigerian market, and how his lifestyle fits into the broader culture of wealth display and influence in Nigeria.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-who-is-habbyfx\">Who is HabbyFX?<\/h2>\n\n\n\n<p>Before we jump into the engines and horsepower, let\u2019s clear the air on the man behind the wheel.<\/p>\n\n\n\n<p>HabbyFX (real name <a href=\"https:\/\/www.google.com\/search?q=Damilare+Ogundare&amp;sourceid=chrome&amp;ie=UTF-8\" target=\"_blank\" rel=\"noreferrer noopener\">Damilare Ogundare<\/a>) is one of Nigeria\u2019s most prominent forex traders and mentors. He is the founder of the <strong>Habby Forex Trading Academy<\/strong>, a platform where he teaches students how to navigate the volatile foreign exchange market.<\/p>\n\n\n\n<p>Unlike many &#8220;audio&#8221; billionaires who only talk the talk, HabbyFX has built a reputation for transparency. He often shares his wins, his losses, and yes, his heavy purchases. He has become a symbol of what is possible for the modern Nigerian youth: turning digital skills into tangible luxury.<\/p>\n\n\n\n<p>And nothing says &#8220;tangible luxury&#8221; quite like a roaring V8 engine on the streets of Lekki.<\/p>\n\n\n\n<p>The interest in HabbyFX car choices is tied to three things:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Aspirational value for young Nigerians<\/li>\n\n\n\n<li>Proof of success in a high-risk industry like forex<\/li>\n\n\n\n<li>The cultural importance of cars as status symbols<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Overview of HabbyFX Car Collection<\/h2>\n\n\n\n<p>While HabbyFX does not always publicly list every car he owns, social media appearances, public sightings, and industry chatter give a fairly clear picture of his taste. His collection leans heavily toward luxury SUVs and high-end sedans that suit Nigerian roads and lifestyle demands.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Core Themes in His Garage<\/h3>\n\n\n\n<p>Before diving into specific models, it is important to understand the pattern behind the cars associated with HabbyFX.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Preference for comfort over extreme sports cars<\/li>\n\n\n\n<li>Vehicles that combine luxury with road presence<\/li>\n\n\n\n<li>Brands with strong resale value in Nigeria<\/li>\n\n\n\n<li>Cars that align with the executive and influencer image<\/li>\n<\/ul>\n\n\n\n<p>This approach makes sense in a country where potholes, traffic, and fuel quality are daily realities.<\/p>\n\n\n\n<p>Yesterday, the internet went into a frenzy when <strong>Polanco Exotic Cars<\/strong>, one of Lagos\u2019s premier luxury auto dealers, announced Habby\u2019s latest acquisition. And no, it wasn\u2019t another Benz. It wasn\u2019t even a &#8220;regular&#8221; supercar.<\/p>\n\n\n\n<p>It was a <strong>Ferrari SF90 Spyder<\/strong>.<\/p>\n\n\n\n<p>For those tracking the <strong>HabbyFX car<\/strong> progression, this purchase marks a shift from &#8220;rich forex trader&#8221; to &#8220;automotive royalty.&#8221; Damilare isn\u2019t just buying cars anymore; he is curating a museum of modern engineering.<\/p>\n\n\n\n<p>In this deep, comprehensive report, we are stripping down the specs, the prices, and the sheer audacity of HabbyFX\u2019s garage. What does it cost to drive like the biggest forex mentor in Africa? Let\u2019s find out.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The Breaking News: The \u20a61.5 Billion Ferrari SF90 Spyder<\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"819\" height=\"1024\" src=\"http:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/HabbyFX-Ferrari-SF90-Spyder-1-819x1024.jpg\" alt=\"HabbyFX Ferrari SF90 Spyder\" class=\"wp-image-84762\" srcset=\"https:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/HabbyFX-Ferrari-SF90-Spyder-1-819x1024.jpg 819w, https:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/HabbyFX-Ferrari-SF90-Spyder-1-240x300.jpg 240w, https:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/HabbyFX-Ferrari-SF90-Spyder-1-768x960.jpg 768w, https:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/HabbyFX-Ferrari-SF90-Spyder-1-750x938.jpg 750w, https:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/HabbyFX-Ferrari-SF90-Spyder-1.jpg 1080w\" sizes=\"(max-width: 819px) 100vw, 819px\" \/><figcaption class=\"wp-element-caption\">HabbyFX Ferrari SF90 Spyder<\/figcaption><\/figure>\n<\/div>\n\n\n<p>Let\u2019s start with the elephant (or rather, the Prancing Horse) in the room.<\/p>\n\n\n\n<p>Yesterday\u2019s announcement by Polanco Exotic Cars wasn\u2019t just a delivery; it was a statement. The <strong>Ferrari SF90 Spyder<\/strong> is not a car you see every day on the Lekki-Epe Expressway. In fact, it is arguably one of the most technologically advanced machines Ferrari has ever built.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The Price Tag:<\/strong> Reportedly <strong>\u20a61.5 Billion<\/strong>.<\/li>\n\n\n\n<li><strong>Why It\u2019s Insane:<\/strong> This is Ferrari\u2019s first series-production Plug-in Hybrid Electric Vehicle (PHEV) convertible. It combines a massive V8 turbo engine with three electric motors to produce <strong>986 horsepower<\/strong>.<\/li>\n\n\n\n<li><strong>The Flex:<\/strong> To own an SF90 in Nigeria requires more than just money; it requires the guts to drive a car that sits inches off the ground on Lagos roads. This purchase cements Damilare Ogundare\u2019s status as the current King of the Nigerian Forex road.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">The &#8220;Alien&#8221; on Wheels: The Branded Tesla Cybertruck<\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"820\" height=\"1024\" src=\"http:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/Habby-Forex-Tesla-Cybertruck-820x1024.jpg\" alt=\"Habby Forex Tesla Cybertruck\" class=\"wp-image-84763\" srcset=\"https:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/Habby-Forex-Tesla-Cybertruck-820x1024.jpg 820w, https:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/Habby-Forex-Tesla-Cybertruck-240x300.jpg 240w, https:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/Habby-Forex-Tesla-Cybertruck-768x959.jpg 768w, https:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/Habby-Forex-Tesla-Cybertruck-750x937.jpg 750w, https:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/Habby-Forex-Tesla-Cybertruck.jpg 1080w\" sizes=\"(max-width: 820px) 100vw, 820px\" \/><figcaption class=\"wp-element-caption\">Habby Forex Tesla Cybertruck<\/figcaption><\/figure>\n<\/div>\n\n\n<p>Before the Ferrari, there was the Cybertruck. When Elon Musk released this stainless steel beast, everyone wondered who would be the first in Nigeria to brave it.<\/p>\n\n\n\n<p>HabbyFX didn\u2019t just buy one; he branded it.<\/p>\n\n\n\n<p>The <strong>Tesla Cybertruck<\/strong> is one of the most polarising vehicles in history, and spotting Habby\u2019s unit in Lagos is like seeing a UFO.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Estimated Price:<\/strong> <strong>\u20a6300 Million \u2013 \u20a6450 Million<\/strong> (depending on the trim and current clearing costs).<\/li>\n\n\n\n<li><strong>The Look:<\/strong> Its angular, bullet-proof stainless steel body makes it look like a prop from a sci-fi movie. Habby often uses this truck for promotional runs, and frankly, it works. You literally cannot miss it.<\/li>\n\n\n\n<li><strong>Why He Bought It:<\/strong> It screams <em>innovation<\/em>. As a forex mentor teaching digital skills, driving a fully electric, futuristic truck aligns perfectly with his brand message: &#8220;The future is here, and I\u2019m already driving it.&#8221;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-executive-suite-rolls-royce-cullinan\">The Executive Suite: Rolls Royce Cullinan<\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"895\" height=\"1024\" src=\"http:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/Habby-Forex-pulled-up-with-music-mogul-Don-Jazzy-1-895x1024.jpg\" alt=\"Habby Forex pulled up with music mogul Don Jazzy\" class=\"wp-image-84764\" srcset=\"https:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/Habby-Forex-pulled-up-with-music-mogul-Don-Jazzy-1-895x1024.jpg 895w, https:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/Habby-Forex-pulled-up-with-music-mogul-Don-Jazzy-1-262x300.jpg 262w, https:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/Habby-Forex-pulled-up-with-music-mogul-Don-Jazzy-1-768x879.jpg 768w, https:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/Habby-Forex-pulled-up-with-music-mogul-Don-Jazzy-1-750x858.jpg 750w, https:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/Habby-Forex-pulled-up-with-music-mogul-Don-Jazzy-1.jpg 1080w\" sizes=\"(max-width: 895px) 100vw, 895px\" \/><figcaption class=\"wp-element-caption\">Habby Forex pulled up with music mogul Don Jazzy<\/figcaption><\/figure>\n<\/div>\n\n\n<p>You cannot claim to be a billionaire in Nigeria without a Rolls Royce. It is the unwritten rule of the &#8220;Big Boys&#8221; club.<\/p>\n\n\n\n<p>HabbyFX\u2019s <strong>Rolls Royce Cullinan<\/strong> is the crown jewel of luxury in his fleet. This is the car he uses when speed isn&#8217;t the priority, status is. We recently saw the power of this machine when he pulled up with music mogul <strong><a href=\"https:\/\/carlots.ng\/motoring\/don-jazzy-cars\/\">Don Jazzy<\/a><\/strong>, creating a scene that flooded Instagram feeds instantly.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Estimated Price:<\/strong> <strong>\u20a6600 Million \u2013 \u20a6850 Million<\/strong>.<\/li>\n\n\n\n<li><strong>The Vibe:<\/strong> The Cullinan is the &#8220;boss&#8221; car. It features the famous &#8220;Starlight Headliner&#8221; (a ceiling filled with fibre-optic lights to mimic the night sky) and a suspension system that makes Nigerian potholes feel like clouds.<\/li>\n\n\n\n<li><strong>The Don Jazzy Connection:<\/strong> Pulling up with Don Jazzy in a Cullinan sends a clear message: Forex money isn&#8217;t &#8220;audio money.&#8221; It plays in the same league as the biggest entertainment moguls in the country.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">The Speed Demons: Audi R8 &amp; Modified Lamborghini Urus<\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"779\" height=\"1024\" src=\"http:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/Habby-Forex-Audi-R8-779x1024.jpg\" alt=\"Habby Forex Audi R8\" class=\"wp-image-84765\" srcset=\"https:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/Habby-Forex-Audi-R8-779x1024.jpg 779w, https:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/Habby-Forex-Audi-R8-228x300.jpg 228w, https:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/Habby-Forex-Audi-R8-768x1009.jpg 768w, https:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/Habby-Forex-Audi-R8-750x986.jpg 750w, https:\/\/carlots.ng\/motoring\/wp-content\/uploads\/2025\/12\/Habby-Forex-Audi-R8.jpg 913w\" sizes=\"(max-width: 779px) 100vw, 779px\" \/><figcaption class=\"wp-element-caption\">Habby Forex Audi R8<\/figcaption><\/figure>\n<\/div>\n\n\n<p>If the Cullinan is for business and the Cybertruck is for show, these next two are for pure adrenaline.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. The 2023 Audi R8 V10 Spyder<\/h3>\n\n\n\n<p>HabbyFX has a soft spot for German engineering. The <strong>Audi R8<\/strong> is often called the &#8220;everyday supercar,&#8221; but don&#8217;t let that fool you. It shares the same V10 engine as the Lamborghini Hurac\u00e1n.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Estimated Price:<\/strong> <strong>\u20a6200 Million \u2013 \u20a6280 Million<\/strong>.<\/li>\n\n\n\n<li><strong>The Sound:<\/strong> The V10 scream of an R8 is distinct. It is loud, aggressive, and turns heads from three streets away. Damilare is frequently seen cruising this on weekends, likely enjoying the open-top experience.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2. The Modified Lamborghini Urus (THYILIEER Edition)<\/h3>\n\n\n\n<p>Every rich kid in Lagos has a Urus, so how do you stand out? You modify it.<\/p>\n\n\n\n<p>HabbyFX\u2019s <strong><a href=\"https:\/\/carlots.ng\/motoring\/what-is-the-price-range-for-owning-a-lamborghini-urus-in-nigeria\/\">2023 Lamborghini Urus<\/a><\/strong> isn\u2019t stock. It has been modified by <strong><a href=\"https:\/\/www.instagram.com\/thyilieer\/\" target=\"_blank\" rel=\"noreferrer noopener\">THYILIEER<\/a><\/strong>, giving it a custom, aggressive look that separates it from the &#8220;regular&#8221; Urus crowd.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Estimated Price (Stock + Mods):<\/strong> <strong>\u20a6450 Million \u2013 \u20a6600 Million<\/strong>.<\/li>\n\n\n\n<li><strong>The Mods:<\/strong> While specific details of the THYILIEER kit are exclusive, modifications usually involve carbon fibre hoods, wider body kits, and custom exhaust systems that make the car sound like a thunderstorm.<\/li>\n\n\n\n<li><strong>Performance:<\/strong> It\u2019s a Super SUV. It launches like a rocket and handles like a sedan, making it perfect for manoeuvring through Lagos traffic with intimidation tactics.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-real-cost-of-owning-these-cars-in-nigeria-it-s-not-just-god-when\">The Real Cost of Owning These Cars in Nigeria: It\u2019s Not Just &#8220;God When&#8221;<\/h2>\n\n\n\n<p>We\u2019ve all seen the flashy Instagram videos, the revving engines, the immaculate interiors, and the &#8220;God When&#8221; comments flooding the timeline. But here is the part of the story most people ignore: <strong>The <a href=\"https:\/\/carlots.ng\/motoring\/is-pickup-truck-maintenance-different-from-car-maintenance\/\">Maintenance Bill<\/a>.<\/strong><\/p>\n\n\n\n<p>Owning a <a href=\"https:\/\/carlots.ng\/motoring\/buying-a-luxury-car-in-nigeria-avoid-these-cars-they-lose-value-quickly\/\">luxury car<\/a> in Nigeria is an extreme sport. Between the unforgiving potholes, the questionable fuel quality, and the humidity, keeping machines like a Ferrari SF90 or a Rolls Royce Cullinan in top shape costs more than the annual salary of most CEOs.<\/p>\n\n\n\n<p>If you are wondering what it actually costs to run HabbyFX\u2019s garage, brace yourself. We\u2019ve crunched the numbers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. The &#8220;Pothole Tax&#8221; (Tyres &amp; Suspension)<\/h2>\n\n\n\n<p>In Europe, a set of tyres on a Lamborghini Urus might last 10,000 miles. In Lagos? You are praying for 3,000.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The Problem:<\/strong> The Lamborghini Urus and Audi R8 sit on massive 22 or 23-inch rims with &#8220;low profile&#8221; tyres. These tyres are designed for smooth German autobahns, not the craters on the Lekki-Epe Expressway. Hitting a pothole at speed doesn&#8217;t just pop the tyre; it can crack the rim.<\/li>\n\n\n\n<li><strong>The Cost:<\/strong> A single high-performance tyre (like a Pirelli P Zero) for a Urus can cost upwards of <strong>\u20a6800,000 to \u20a61.2 Million<\/strong>. If you blow two tyres in a year (a very real possibility in Lagos), that\u2019s over <strong>\u20a62 Million<\/strong> just on rubber.<\/li>\n\n\n\n<li><strong>Suspension:<\/strong> The air suspension systems on the Rolls Royce Cullinan are incredibly complex. Constant heavy impacts from bad roads can lead to air strut failure. Replacing one corner? You are looking at <strong>\u20a63 Million to \u20a65 Million<\/strong>.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">2. Fueling the Beasts (The V8 &amp; V12 Thirst)<\/h2>\n\n\n\n<p>Fuel subsidy is gone, and petrol is hovering around <strong>\u20a6700 &#8211; \u20a6900 per liter<\/strong> (depending on where you buy).<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The Ferrari &amp; Urus:<\/strong> These cars are thirsty. A Lamborghini Urus averages about 12-14 miles per gallon. In Lagos traffic? That drops to single digits. A &#8220;full tank&#8221; for a weekend cruise could easily cost <strong>\u20a680,000 &#8211; \u20a6100,000<\/strong>.<\/li>\n\n\n\n<li><strong>The Quality Issue:<\/strong> This is the silent killer. High-performance engines require high-octane fuel (95 RON or higher). Most Nigerian filling stations sell standard fuel (roughly 87-90 RON).<\/li>\n\n\n\n<li><strong>The Fix:<\/strong> To prevent engine knocking, owners often use <strong>Octane Boosters<\/strong> (additives poured into the tank). A good bottle costs \u20a615,000. If you use one every tank fill, that\u2019s an extra <strong>\u20a660,000 a month<\/strong> just on additives.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">3. The &#8220;Kazeem&#8221; Factor (Specialist Maintenance)<\/h2>\n\n\n\n<p>Let\u2019s be clear: You cannot take a Ferrari SF90 to &#8220;Kazeem&#8221; under the bridge at Ikeja.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The Specialist Premium:<\/strong> These cars require proprietary software just to diagnose a &#8220;Check Engine&#8221; light. This means going to specialized luxury workshops in Lagos (like Coscharis, Polanco, or dedicated supercar garages).<\/li>\n\n\n\n<li><strong>Annual Service:<\/strong> A routine oil change and inspection for a Rolls Royce or Lamborghini isn&#8217;t \u20a620k. It involves specialized synthetic oils and filters that are often imported.\n<ul class=\"wp-block-list\">\n<li><strong>Estimated Annual Service Cost:<\/strong> <strong>\u20a64 Million &#8211; \u20a68 Million<\/strong> per car.<\/li>\n\n\n\n<li><strong>Ferrari Hybrid Systems:<\/strong> The SF90 is a hybrid. If the high-voltage battery system develops a fault, it requires technicians who are often flown in from Europe or South Africa. That flight ticket? It\u2019s on the owner\u2019s bill.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">4. The \u20a650 Million Insurance Bill<\/h2>\n\n\n\n<p>This is the number that shocks people the most.<\/p>\n\n\n\n<p>To drive a \u20a61.5 Billion car without comprehensive insurance is financial suicide. In Nigeria, comprehensive insurance for luxury vehicles typically costs between <strong>3% to 5% of the car&#8217;s value<\/strong> annually.<\/p>\n\n\n\n<p>Let\u2019s do the math on HabbyFX\u2019s garage:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Ferrari SF90 (\u20a61.5 Billion):<\/strong> @ 3% = <strong>\u20a645 Million per year.<\/strong><\/li>\n\n\n\n<li><strong>Rolls Royce Cullinan (\u20a6700 Million):<\/strong> @ 3% = <strong>\u20a621 Million per year.<\/strong><\/li>\n\n\n\n<li><strong>Lamborghini Urus (\u20a6500 Million):<\/strong> @ 3% = <strong>\u20a615 Million per year.<\/strong><\/li>\n<\/ul>\n\n\n\n<p><strong>Total Annual Insurance Estimate:<\/strong> Over <strong>\u20a680 Million<\/strong> just to sleep at night knowing you\u2019re covered if a Danfo scratches you.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5. The Electric Reality: Tesla Cybertruck<\/h2>\n\n\n\n<p>The Cybertruck is the &#8220;cheapest&#8221; to run in terms of &#8220;fuel,&#8221; but it has its own Nigerian demons.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Charging:<\/strong> While electricity is cheaper than petrol, reliability is zero. You aren&#8217;t charging a Tesla with &#8220;NEPA.&#8221; You need a massive diesel generator or a high-end solar setup.<\/li>\n\n\n\n<li><strong>Generator Cost:<\/strong> If you are running a 30kVA diesel generator to charge the truck, you are burning diesel at <strong>\u20a61,200+ per liter<\/strong>. Ironically, charging your EV might still involve burning fossil fuels.<\/li>\n\n\n\n<li><strong>The &#8220;Unfixable&#8221; Risk:<\/strong> If a Cybertruck has a software glitch or a physical accident, there is no official Tesla Service Centre in Nigeria yet. The car might have to be shipped back to the US or Europe for major repairs. Shipping a Cybertruck back and forth? Budget <strong>\u20a615 Million &#8211; \u20a620 Million<\/strong>.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-yoast-seo-related-links yoast-seo-related-links\">\n<li><a href=\"https:\/\/carlots.ng\/motoring\/wizkids-n1-2-billion-ferrari-and-n1-3-billion-rolls-royce-cullinan-are-now-the-most-expensive-cars-in-nigeria\/\">Wizkid\u2019s N1.2 Billion Ferrari and N1.3 Billion Rolls-Royce Cullinan Are Now the Most Expensive Cars in Nigeria in 2025<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/carlots.ng\/motoring\/what-does-a-2024-rolls-royce-cullinan-look-like-a-billionaires-car-that-can-buy-a-g63-amg-lx600-lamborghini-urus-and-four-hiluxes-reveal-pricing\/\">What Does a 2024 Rolls Royce Cullinan Look Like? A Billionaire&#8217;s Car that Can Buy a G63 AMG, LX600, Lamborghini Urus, and Four Hiluxes &#8211; Reveal Pricing<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/carlots.ng\/motoring\/meet-the-long-awaited-rolls-royce-cullinan-series-ii-what-the-worlds-most-luxurious-suv-looks-like\/\">Meet The Long Awaited Rolls Royce Cullinan Series II, What The World\u2019s Most Luxurious SUV Looks Like<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/carlots.ng\/motoring\/rolls-royce-cullinan-series-ii-vs-cullinan-series-new-expression-of-modern-experience\/\">Rolls Royce Cullinan Series II vs Cullinan Series: New Expression of Modern Experience<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/carlots.ng\/motoring\/inside-burna-boys-12-billion-naira-garage\/\">Inside Burna Boy&#8217;s 12 Billion Naira Garage: A Peek into the African Giant&#8217;s World of Wheels<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Final Thoughts on HabbyFX Car Collection and Lifestyle<\/h2>\n\n\n\n<p>The fascination with HabbyFX car choices goes deeper than metal and engines. It reflects how modern success is interpreted in Nigeria today. His garage represents ambition, calculated risk, and the rewards of building a strong personal brand in a competitive space.<\/p>\n\n\n\n<p>While not every Nigerian should aim to replicate the cars, the mindset behind them is worth studying. Discipline, diversification, and patience remain the real engines behind the lifestyle.<\/p>\n\n\n\n<p>In a country where symbols matter, HabbyFX has mastered how to use cars not just as transportation, but as part of a broader story of achievement.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you follow the Nigerian forex space, you\u2019ve definitely heard the name HabbyFX. You might know him as the calm, collected mentor teaching thousands of youths how to trade, or maybe you\u2019ve seen him on Instagram, living the kind of life that makes you scream, &#8220;God when?&#8221; Beyond trading charts and social media clips, there [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":84766,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"footnotes":""},"categories":[32],"tags":[],"class_list":["post-84761","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-celebrities-cars"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>HabbyFX Car Collection<\/title>\n<meta name=\"description\" content=\"HabbyFX just added a \u20a61.5 Billion Ferrari SF90 Spyder to his fleet. 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